Gtbank Ussd Codes and How to Use it for Transactions

Guarantee Trust Bank abbreviated as GTbank is one of the most popular commercial banks in Nigeria with millions of customers in Nigeria and across other African countries. GTbank offers their customers what they call 737 easy banking solution. A Used code that allows them to perform different banking transactions on the go.

The good news is that the 737 easy banking USSD code doesn’t require a smartphone or an internet connection to work. Any mobile phone with Sim card can be used to perform different transactions.

This post is to show you more on how to use the GTbank USSD code efficiently so that you don’t get stranded when you can actually get things done using your phone.

What you can do with GTbank USSD Code

The GTbank USSD code helps you to do a lot of transactions on your phone and below are the things you can do with the USSD code:

• Transfer money to different banks in Nigeria
• Open GTbank account with ease
• Check your account balance
• Pay your bills like light, GOtv/DStv etc.
• Buy Airtime and data for yourself or someone
• Generate soft token to perform certain transactions
• Create USSD Transaction Pin

GTbank USSD Codes and their functions

The table below shows all the GTbank USSD codes and their functions, dial of the codes and you will see the magic

Note: That you can’t perform any transaction without setting up your USSD transaction code but you can do that by following these options:

1. Dial *737*5# on your phone.
2. Enter the last 6 digits of your GTBank debit card when prompted.
3. Create your preferred 4-digit PIN and confirm it.

Once completed, your PIN will be activated, providing secure access for all *737# transactions

Let me explain how you can easily use the USSD codes:

How to Open a GTBank Account Using *737#

Creating a GTBank account has never been easier! Follow these steps to open an account instantly:

1. Dial *737*0# on your mobile phone.
2. Follow the on-screen prompts to complete the process.
3. Your account number will be generated automatically and sent to you via SMS.

Key Highlights:

• No forms required: The entire process is paperless and hassle-free.
• Once registered, your 10-digit NUBAN account number will be assigned.
• You can also use your phone number as your account identifier at GTBank branches or GTExpress outlets.

How to do transfer using USSD code

I have provided you with the transfer codes but am guiding you on how to use it to avoid mistake.

Transfer to GTBank Accounts

To send money to a GTBank account, simply follow these steps:

1. Dial *737*1*Amount*Account Number# on the phone number linked to your GTBank account.
   • For example: *737*1*1000*1234567884#.
2. Follow the on-screen instructions to complete the transaction.

Transfer to Other Banks

For transfers to accounts in other banks:

1. Dial *737*2*Amount*Account Number# on your registered phone.
   • Example: *737*2*1000*1234567884#.
2. Authenticate the transaction using your preferred method:
   • Your 737 PIN,
   • A hardware token, or
   • The last four digits of your GTBank debit card
   • Daily transaction limit of N1,000,000

GTBank *737# Airtime and Data Top-Up Guide

Airtime Top-Up for Yourself

Recharging airtime for your own phone is easy:

1. Dial *737*Amount# using your GTBank-registered phone number.
   • Example: *737*1000# for ₦1000 airtime.

Airtime Top-Up for Others

To send airtime to another person:

1. Dial *737*Amount*Recipient’s Number# on your phone.
   • Example: *737*1000*08023456488# to send ₦1000 airtime to 08023456789.

Data Top-Up for Yourself or Others

For data bundles:

1. Dial *737*4# and follow the on-screen instructions.
   • Select the desired data plan and provide the recipient’s number if topping up for a friend.

How to Check Your GTBank Account Details

Stay updated on your account balances, BVN, or account number with ease:

1. Dial *737*6*1# using the phone number linked to your GTBank account.
2. Follow the on-screen instructions to retrieve the desired information.

How to Reactivate Your GTBank Account in 4 Easy Steps

Reactivating your GTBank account is simple and can be done in minutes:

1. Dial *737*11# on the phone number linked to your GTBank account.
2. Enter your BVN when prompted.
3. Provide your Account Officer’s Code (if available) or press 1 to proceed.
4. Complete the reactivation by purchasing at least ₦100 airtime.

However, you need to have some airtime at least 10 Naira to be able to do this, it used to be free but recently the telecoms and the banks had some issues that made the telecoms like MTN, Glo, Airtel and 9Mobile to be charge about 6 Naira to active the use of USSD. Take note of the following:

• You must use the phone number linked to your bank account, if not it won’t work
• You need to have at least 10 Naira on your phone before using this method to perform an transactions.
• You must create your USSD Transaction Pin before you can complete certain transactions.
• Protect your phone and Pin because anyone that gain access to both of them has access to you bank and can change some details as well.
• Ussd transaction pin is different from your ATM card pin unless you set them to be the same which is not advisable. You can choose different code for your ATM and another for your USSD Pin.